The landscape remains murky as to whether and how Title III of the Americans with Disabilities Act (ADA) applies to websites. As the financial services industry moves increasingly and inexorably from a “bricks and mortar” presence to a virtual environment, these issues are likely to only become more prominent. With differing authority from
The ABI Commission’s Final Report on Consumer Bankruptcy Issues: What Mortgage Creditors Need to Know
We previously provided you with some of the American Bankruptcy Institute’s Commission on Consumer Bankruptcy’s recommendations to improve the consumer bankruptcy system. As the commission noted, changes in bankruptcy law occur slowly. The last major amendments to the Bankruptcy Code were in 2005, and the last major amendments to the Bankruptcy Rules were in 2011.
ABI Commission’s Final Report on Consumer Bankruptcy Issues, What Creditors Need to Know
The American Bankruptcy Institute’s Commission on Consumer Bankruptcy released its Final Report and recommendations on April 12, 2019. The commission was created in 2016 to research 
and develop recommendations to improve the consumer bankruptcy system. During its review, the commission focused on new trends regarding how Americans are incurring debt. At the conclusion of its
The New Prepaid Rule is Here. What Now? Bradley to Hold April 23 Webinar
The Consumer Financial Protection Bureau’s (CFPB) new Prepaid Rule went into effect on April 1, 2019. At a high level, the Prepaid Rule amends portions of the Truth in Lending Act and the Electronic Funds Transfer Act by extending a number of credit card-like protections to “prepaid accounts”: pre-acquisition and initial disclosures, change in terms
CFPB Expands Protections for Successors in Interest – Attend Part 2 of Our “CFPB Mortgage Servicing Amendments” Webinar Series to Learn More
As part of its recent amendments to the mortgage servicing rules in Regulations X and Z, the Consumer Financial Protection Bureau (CFPB) is fundamentally changing the way mortgage servicers are required to treat successors in interest. In addition to expanding the scope of who is considered to be a successor in interest for the purposes
Webinar on CFPB’s Amendments to Mortgage Servicing Rules Scheduled for Thursday, August 11
Join us this Thursday, August 11, from 11:30 AM – 1:00 PM CST for the first webinar in our “CFPB Mortgage Servicing Amendments” series. Last week, the CFPB released its long-awaited amendments to the existing mortgage servicing rules in Regulations X and Z. The full release, which is 901 pages, details extensive changes to
Emerging Issues in Title Insurance – Webinar Recording and Slides Available
I recently participated in a webinar focusing on businesses and financial institutions who frequently buy and sell properties or make loans taking property as collateral. We discussed emerging issues in the world of title insurance, including recent interpretations of key terms and conditions in standard form lender’s policies, expanded indemnity due under closing protection letters