Category Archives: FCCPA

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Servicer’s Loss Mitigation Letters Found Not to Be Attempts to Collect a Debt

A recent decision from Pasco County, Florida clarifies for lenders and servicers what constitutes an attempt to collect a debt when they are communicating with a debtor about loss mitigation. In Hurtubise v. P.N.C. Bank, N.A., the borrower, James Hurtubise, filed suit against his creditor, PNC Bank, alleging that the bank improperly contacted him to … Continue Reading