Photo of R. Alan Deer

Alan Deer has broad experience in banking, financial services, and corporate law, with his primary focus on:

  • Mergers and acquisitions
  • Regulatory, examination, and enforcement matters
  • Formation of de novo institutions
  • Capital-raising and subordinated debt
  • State licensing and entry
  • Syndicated, working capital, and asset-based credit transactions

Alan also advises boards of directors and committees of financial institutions on corporate governance matters generally and in connection with strategic transactions, regulatory actions, internal investigations, and executive management transitions. He has experience with and insight into the fiduciary duties and responsibilities of corporate directors.

From 2000 to 2007—the seven years leading up to the recent financial crisis—the FDIC received more than 1,600 applications for deposit insurance, an average of more than 200 per year. MoreDe Novo Banks on the Rise than 1,000 new banks ultimately were formed over this same period. During and following the financial crisis, however, de novo bank formations became almost