Anti-Money Laundering
FinCEN Director’s Congressional Testimony Signals a New Era for BSA/AML Compliance: What Financial Institutions Need to Know9th Circuit Blocks FinCEN's Border Cash Rule: What It Means for the Administration's Anti-Cartel PushBrazilian Gang Terrorist Designations: What U.S. Financial Institutions Need to Know About the CV and PCC
Bank Secrecy Act
FinCEN Director’s Congressional Testimony Signals a New Era for BSA/AML Compliance: What Financial Institutions Need to Know9th Circuit Blocks FinCEN's Border Cash Rule: What It Means for the Administration's Anti-Cartel PushThe OCC's Recent Consent Order Is a Warning for Community Banks in the Fintech Partnership Space
Banking
Brazilian Gang Terrorist Designations: What U.S. Financial Institutions Need to Know About the CV and PCCThe OCC's Recent Consent Order Is a Warning for Community Banks in the Fintech Partnership SpaceFinCEN's IRGC Alert: What Financial Institutions Need to Know About Iran's Oil Smuggling and Shadow Banking Networks
CARES Act
CFPB Fall Supervisory Highlights Shed Light on Agency Priorities – Mortgage Servicing Loss Mitigation ViolationsLandlords Again Successfully Challenge the CDC’s Authority to Ban Residential EvictionsBradley’s Bankruptcy Basics: COVID-19 Bankruptcy Relief Extension Act Extends Various CARES Act Amendments to the Bankruptcy Code
Consumer Protection Act
Keeping the Scalpel Sharp: The CFPB’s Proposal in the Larger Arc of Second-Term Trump DeregulationCFPB Issues Proposal Requiring Nonbank Institutions to Register and Report Violations of Consumer Protection Laws Issued by Other Agencies and CourtsFannie Mae and Freddie Mac Direct Collection of Borrower Information to Further Fair Lending and Fair Servicing Aims
Credit Unions
OCC’s Gould Defends the National Bank Act’s Preemption Authority Following Adverse Rulings on State Interest-on-Escrow LawsFirst Circuit Strikes Additional Blow Against the Value of an OCC CharterOCC Announces That Debanking Practices Will Be Scrutinized During Bank Licensing and Community Reinvestment Reviews
Data Privacy
Have You Heard of ADCONs? How to Get Ready for Fannie Mae and Freddie Mac’s New Address Confidentiality Program RequirementsCFPB Issues Advanced Notice of Proposed Rulemaking on Section 1033 for Consumer-Authorized Access to Financial DataThe Perils of Responding to Cyber-Incidents Just Got More Complicated
Disparate Impact
Regulation B Rulemaking Finalized: CFPB Issues Final Rule Amending ECOA Provisions on Disparate Impact, Discouragement, and Special Purpose Credit ProgramsHUD Proposes Changes to Its Implementation of the Fair Housing Act’s Disparate Impact StandardRegulation B Revisited: CFPB Proposes Amendments Addressing Disparate Impact, Discouragement, and Special Purpose Credit Programs
ECOA
CFPB Updates ECOA Baseline Review ProceduresRegulation B Rulemaking Finalized: CFPB Issues Final Rule Amending ECOA Provisions on Disparate Impact, Discouragement, and Special Purpose Credit ProgramsRegulation B Revisited: CFPB Proposes Amendments Addressing Disparate Impact, Discouragement, and Special Purpose Credit Programs
Education Finance
CFPB Submits Proposed Order Banning Navient from Federal Student Loan Servicing and Orders the Company to Pay $120 Million for Wide-Ranging Student Lending FailuresCFPB Issues Additional Guidance on Use of AI in Credit UnderwritingU.S. Supreme Court to Review Scope of Sovereign Immunity Defense to FCRA Lawsuits
Federal Agencies
The Post-Dodd-Frank Rollback Begins? New Executive Order Targets Mortgage Origination, Servicing, and Reporting RulesOCC Announces That Debanking Practices Will Be Scrutinized During Bank Licensing and Community Reinvestment ReviewsThe Keep Call Centers in America Act of 2025: What Financial Services Companies Need to Know
Financial Crime & Economic Sanctions
FinCEN Director’s Congressional Testimony Signals a New Era for BSA/AML Compliance: What Financial Institutions Need to Know9th Circuit Blocks FinCEN's Border Cash Rule: What It Means for the Administration's Anti-Cartel PushBrazilian Gang Terrorist Designations: What U.S. Financial Institutions Need to Know About the CV and PCC
FinCEN
FinCEN Director’s Congressional Testimony Signals a New Era for BSA/AML Compliance: What Financial Institutions Need to Know9th Circuit Blocks FinCEN's Border Cash Rule: What It Means for the Administration's Anti-Cartel PushFinCEN's IRGC Alert: What Financial Institutions Need to Know About Iran's Oil Smuggling and Shadow Banking Networks
HUD
HUD Proposes Meaningful Changes to Partial Claim Process with Reinstatement Advance Payment DemonstrationHUD Proposes Changes to Its Implementation of the Fair Housing Act’s Disparate Impact StandardHUD Mortgagee Letter 2026-03 – Bridging the Gap Between Total Debt and CAFMV in the CWCOT Bidding Context
Identity Theft / Privacy
A Tale of Two Functions: Weighing Business and Legal Considerations in the Wake of a Data Breach to Preserve Attorney-Client Privilege and Work Product ProtectionsThe Perils of Responding to Cyber-Incidents Just Got More ComplicatedFTC Imposes $110 Million Fine Against Payment Facilitator and Its Executives
Investigations / Enforcement
The OCC's Recent Consent Order Is a Warning for Community Banks in the Fintech Partnership SpaceFinCEN's IRGC Alert: What Financial Institutions Need to Know About Iran's Oil Smuggling and Shadow Banking NetworksDespite Vought’s Efforts to Dismantle the CFPB, Enforcement Will Continue – What Will It Look Like?
Licensing
Home Equity Investment and Shared Appreciation Agreements as Reverse Mortgages in Washington – Olson v. Unison Agreement CorporationFHA Makes Rule Changes for Branch RegistrationConnecticut Banking Commissioner Order Highlights Risks Associated with Call Center Mortgage Loan Origination and Employee Social Media Use
Litigation Developments
OCC’s Gould Defends the National Bank Act’s Preemption Authority Following Adverse Rulings on State Interest-on-Escrow LawsFirst Circuit Strikes Additional Blow Against the Value of an OCC CharterFourth Circuit Ruling Provides New Guidance as to Furnishers’ Duty to Investigate Legal Disputes Under the FCRA
Mortgage Servicing
HUD Proposes Meaningful Changes to Partial Claim Process with Reinstatement Advance Payment DemonstrationCFPB's 2026 Regulatory Agenda: Changes Are Coming for Mortgage Lenders and ServicersThe Post-Dodd-Frank Rollback Begins? New Executive Order Targets Mortgage Origination, Servicing, and Reporting Rules
NCUA
CFPB, FDIC, NCUA, OCC, and FRB Issue Proposed Guidance on Reconsiderations of Value of Residential Real Estate TransactionsFederal Financial Agencies Announce Flexibility in Enforcing Certain Mortgage Servicing Rules in Response to COVID-19Federal Regulatory Agencies Offer Interagency Statement Regarding COVID-19-Related Loan Modifications and Status Reporting
Payment Systems
The OCC's Recent Consent Order Is a Warning for Community Banks in the Fintech Partnership SpaceFinCEN's IRGC Alert: What Financial Institutions Need to Know About Iran's Oil Smuggling and Shadow Banking NetworksCFPB Releases Final Rule Establishing Supervisory Authority Over Large Digital Payment Providers
Regulatory Supervision
New York’s FAIR Business Practices Act: What the Final Bill Changes and Why It MattersDespite Vought’s Efforts to Dismantle the CFPB, Enforcement Will Continue – What Will It Look Like?OCC Announces That Debanking Practices Will Be Scrutinized During Bank Licensing and Community Reinvestment Reviews
RESPA
Bradley Comment Letter Highlights Questions Regarding the CFPB’s Statutory Authority to Issue Contemplated Mortgage Servicing RulemakingCFPB Releases Long-Awaited Proposed Mortgage Servicing Rule; Bradley to Host Webinar on July 15COVID-19 National Emergency Ends Sooner than Anticipated, Creating Risks for Mortgage Servicers
Secured Debts
Just When You Thought You Knew Bankruptcy Rule 3002.1: 5 Critical Changes Are ComingFourth Circuit Decision Clarifies Application of Exceptions to Discharge in a Subchapter VBradley’s Bankruptcy Basics: The Automatic Stay and the “Why” Behind the Warnings: What Happens Once a Debtor Files for Bankruptcy?
Student Loan Servicing
CFPB Submits Proposed Order Banning Navient from Federal Student Loan Servicing and Orders the Company to Pay $120 Million for Wide-Ranging Student Lending FailuresCalifornia Prepares to Add New Student Loan Servicing RegulationsCFPB Sends Signal to Student Loan Servicers Through UDAAP Consent Order