Photo of Daniel F. Murphy

Dan Murphy’s practice has focused exclusively on healthcare transactional and regulatory matters for nearly 20 years. He has represented all types and sizes of healthcare providers, from publicly traded, national hospital, dialysis, and ambulatory surgery center companies to independent surgery centers and pharmacies, physician practices, and individual physicians.

Over the last year and a half, the Consumer Financial Protection Bureau (CFPB) has become increasingly interested in the origination, servicing, and collection of medical debt. The CFPB alone has published several pieces of industry guidance, 13 press releases concerning medical debt, and 12 reports concerning aspects of medical debt. Moreover, the CFPB is not

On July 7, the CFPB, Centers for Medicare & Medicaid Services (CMS), Department of Health & Human Services (HHS), and Department of the Treasury issued a formal request for information regarding forms of consumer-facing healthcare financing. The inquiry specifically solicits comments “from the public and interested parties on medical credit cards, loans, and other financial