On December 12, 2024, the Consumer Financial Protection Bureau (CFPB) announced its final rule, redefining overdraft fees as finance charges in order to limit overdraft fees. The final rule seeks to regulate how overdraft fees are charged and collected in an effort to save consumers money. The CFPB believes the new rule will save
Robin-Renee Keys
Robin-Renee Keys is an associate in Bradley’s Banking and Financial Services Practice Group. Robin-Renee’s practice is focused on helping financial services clients navigate the regulatory and compliance issues most critical to their business. Robin-Renee’s compliance experience encompasses issues arising under the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), Truth in Lending Act (TILA), and the Real Estate Settlement Procedures Act (RESPA), including the many regulations interpreting those statutes. She analyzes and advises on regulations issued by the Department of Housing and Urban Development (HUD), Office of the Comptroller of the Currency (OCC), the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), and other regulatory bodies.