Photo of John Thomas Mostellar III

Tom Mostellar is an associate in the firm’s Banking and Financial Services Practice Group.

Tom received his J.D. (magna cum laude) from Tulane University School of Law, where he was an articles editor for the Tulane Law Review. He has a B.S. in Business Administration from Washington & Lee University.

The Consumer Financial Protection Bureau (CFPB) released a report (2022 CFPB Report) on January 3, 2023, detailing information and trends related to how nationwide consumer reporting agencies (NCRAs) responded to consumer complaints from October 2021 to September 2022.

Under Section 611(e)(3) of the Fair Credit Reporting Act (FCRA), NCRAs, including Equifax, Experian, and TransUnion, are